Licensed or registered in the following states: Connecticut First Mortgage Correspondent License Lender/Broker (#ML-338923), Delaware Chapter 22 Licensed Lender License (#011546), Indiana First Lien Mortgage Loan License (#15020), Kansas License Mortgage Company (#MC.0025071), Maine Supervised Lender SLM11716, Maryland Mortgage Lender (#19406), Massachusetts Mortgage Lender and Mortgage Broker License (#MC338923), Licensed in Montana (#338923), Licensed in Nebraska (#2098), Licensed by the New Hampshire Banking Department (16113-MB), American Neighborhood Mortgage Acceptance Company is licensed by the New Jersey Department of Banking and Insurance (#NO00004875), North Carolina Mortgage Lender License (AL-150980), Licensed in North Dakota (#MB102155), Licensed Mortgage Lender OR (ML-5022), Oklahoma Mortgage Broker (#MB001894), Licensed by the Pennsylvania Department of Banking as a Mortgage Lender (#33587), American Neighborhood Mortgage Acceptance Company, LLC, d/b/a AnnieMac Home Mortgage is licensed by the South Carolina Board of Financial Institutions, license MLS-338923. American Neighborhood Mortgage Acceptance Company, LLC, d/b/a AnnieMac Home Mortgage is a licensed Lender/Broker in the State of Tennessee (#0000004348), Vermont Mortgage Lender # 6251, Licensed in Washington (#CL-338923), Licensed by the West Virginia Division of Banking (License #ML-30779).
FOR TEXAS BORROWERS:
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.
The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
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User understands and agrees that if User requests a product or service other than information regarding a loan product, AnnieMac Mortgage will share User information with certain business partners to process and fulfill User”s request. User further agrees that such business partners may contact User by telephone, email or mail based on the information User submits. User understands and agrees that the Lenders may maintain the information User submitted to AnnieMac Mortgage whether User elects to use their services or not. In the event User no longer wants to receive communications from a business partner, User agrees to notify the business partner directly. User also gives AnnieMac Mortgage permission to send User periodic updates concerning changes to the Website, Service or special offers which may be of interest.
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AnnieMac Mortgage IS NOT LIABLE FOR ANY DAMAGES, INCLUDING, BUT NOT LIMITED TO, PUNITIVE, INCIDENTAL, INDIRECT, SPECIAL, OR CONSEQUENTIAL DAMAGES, TO THE GREATEST EXTENT ALLOWED BY APPLICABLE LAWS, ARISING OUT OF THE USE OF OR INABILITY TO USE THIS WEBSITE, THE CONTENTS, OR ANY HYPERLINKED SITE, EVEN IF AnnieMac Mortgage HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
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User agrees to indemnify, defend, and hold harmless, AnnieMac Mortgage and its subsidiaries and affiliates, and their respective agents, officers, directors, employees, and contractors, from and against any and all loss, liability, claim, damage, and other expenses (including reasonable attorneys’ fees) caused by or arising from User”s: (1) violation of this Agreement; (2) access to or use of this Website or Service; or (3) failure to provide accurate, truthful, and complete, current personal information.
AnnieMac Mortgage may permanently or temporarily terminate, suspend, or otherwise refuse to permit User”s access to this Website without notice and liability, if, in AnnieMac Mortgage‘s sole determination, User violates any of the terms and conditions, including the following prohibited actions; (i) use the Service for any illegal purpose or to submit, transmit or facilitate the distribution of information or content that is unlawful, harmful, abusive, racially or ethnically offensive, vulgar, obscene, sexually explicit, defamatory, infringing, invasive of personal privacy or publicity rights, harassing, libelous, threatening, or in a reasonable person’s view, objectionable; (ii) submit, transmit, promote or distribute information or content that is illegal; (iii) attempt to interfere with, compromise the system integrity or security or decipher any transmissions to or from the servers running the Service; (iv) take any action that imposes, or may impose at our sole discretion an unreasonable or disproportionately large load on our infrastructure; (v) upload invalid data, viruses, worms, or other software agents through the Service; (vi) use any robot, spider, scraper or other automated access the Service for any purpose without our express written permission; (vii) impersonate another person or otherwise misrepresent User”s affiliation with a person or entity, conduct fraud, hide or attempt to hide User”s identity; (viii) submit, upload, post, email, transmit or otherwise make available any information or content that User does not have a right to make available under any law or under contractual or fiduciary relationships; (ix) interfere with the proper working of the Service; or, (x) bypass the measures we may use to prevent or restrict access to the Service. Upon termination for any reason, User continues to be bound by this Agreement.
Unless otherwise indicated, all contents of this Website are Copyright 2008. All rights reserved. Trace Capital Group, Inc trademarks and service marks and other AnnieMac Mortgage logos are trademarks or service marks of AnnieMac Mortgage (“AnnieMac Mortgage Marks”). All other logos and brand names displayed on the Website are trademarks or service marks of their respective owners. User shall not reverse engineer, decompile, reverse assemble, analyze, study or otherwise attempt to discover the input and output protocols, the source code or any other features of the software or data not readily accessible through conventional use of a personal computer.
Other than a personal, non-transferable and non-exclusive license for User on behalf of personal yourself to use the Service on a single computer, AnnieMac Mortgage grants no license or other rights to its Service and the software, data and intellectual property rights embodied in the Service.
Any hyperlinks contained in this Website belong to third-party sites (“linked sites”) and are provided by AnnieMac Mortgage for User”s convenience only. AnnieMac Mortgage does not control linked sites in any way and neither expressly nor implicitly (i) represents or warrants the truth or accuracy of any information included in any linked site or (ii) endorses or sponsors any linked site, the content of any linked site, or any products sold or services offered by any linked site. Your use of these external websites is at your own risk.
This Agreement and User”s use of this Website shall be governed and construed according to the laws of the State of California, without regard to choice of law principles. Any civil action, dispute, or proceeding, arising out of or relating to the Agreement and User”s use of this Website, except for an injunctive action regarding a breach or threatened breach of any provision of the Agreement by User which shall be brought in a state court in Alameda County, California, shall be referred to final and binding arbitration before a single arbitrator under the commercial arbitration rules of the American Arbitration Association in Los Angeles County, California. User and AnnieMac Mortgage shall jointly select the arbitrator. If User and AnnieMac Mortgage are unable to find a mutually satisfactory arbitrator within 30 days after the notice of arbitration is given, then the American Arbitration Association shall select the arbitrator. Arbitration will commence only when the party requesting it has deposited $1,000 with the arbitrator for the arbitrator’s fees and costs. Until the prevailing party is determined or the parties have agreed in writing to an alternate allocation of fees and costs, the party who requested arbitration is responsible for paying all fees that the arbitrator may periodically require. The arbitrator’s final and binding conclusion may be entered in any court of competent jurisdiction.
You agree that any claim or cause of action arising out of or related to the use of this Website or this Agreement must be filed within one year after such claim or cause of action arose, or it is forever barred and waived, regardless of any statute or law to the contrary.
If for any reason any portion of the Agreement is held to be invalid or unenforceable, that portion will be enforced to the maximum extent permissible and the remainder of the Agreement will remain in full force and effect.
The Agreement sets forth the entire agreement between User and AnnieMac Mortgage regarding the subject matter of the Agreement, and supersedes any prior oral or written statements or agreements with respect to the same.